The Best Places To Retire In Florida

There are lots of reasons to retire to Florida. Mild winter weather and fun in the sun—what could be better?

Photo Taken In Delray Beach, United States
Photo: Katharine Rutland / EyeEm/Getty Images

Florida has been a popular retirement destination for ages, and its showing no signs of slowing down. Retirees keep flocking to the state to enjoy its mild weather—including breezy winters—and plenty of fun in the sun, sand, and surf. The relatively low housing prices in certain corners of the state combined with the absence of a state income tax mean there are lots of reasons to retire to Florida. Whether you're looking to join a retirement community or find a house or condo in a new city, there's a Florida spot that will speak to you. Read on for info about some of our favorite Florida retirement spots, but keep in mind that the population numbers listed are based on the U.S. Census Bureau's 2019 data, so they should be treated as approximations and may be slightly different today. Ready to retire? Let's get going!

01 of 10

Boynton Beach

Aerial Drone Views of Teal-Colored Waves Sweeping Across the Boynton Beach, Florida Seashore on a Weekday in February 2021

Population: 76,832
Coast: Atlantic
Location: South Florida

Located in Palm Beach County, this coastal town is known for its public beaches and golf clubs. There are also lots of retirement living styles to choose from, including active communities and multi-generational programming alongside the area's available condominiums and single-family homes.

02 of 10


Karen Harrison/EyeEm/Getty Images

Population: 35,000
Coast: N/A
Location: Central Florida

Clermont might not have the name recognition of other hot retirement spots, but it's no less worthy of your attention. This small town lies just over 20 miles west of Orlando and is a suburban oasis in the center of the state. Locals love the small-town feel, restaurants, and historic downtown as well as the fact that it's surrounded by lakes, preserves, and golf clubs. Also check out Winter Garden, Florida, another great retirement spot located next door.

03 of 10

Delray Beach

Photo Taken In Delray Beach, United States
Katharine Rutland / EyeEm/Getty Images

Population: 68,000
Coast: Atlantic
Location: South Florida

Delray Beach, a coastal town that has only grown in popularity in recent years, has lots to recommend it. Locals love its proximity to the Atlantic as well as the in-town offerings, such as the Pineapple Grove Arts District, Cornell Art Museum, public art, gardens, and parks for wildlife watching.

04 of 10


Dunedin Sunset
Getty/Matt English

Population: 36,000
Coast: Gulf
Location: Central Florida

This small town on Florida's Gulf Coast is located west of Tampa and north of Clearwater. It's packed with personality and has a walkable downtown as well as a long trail system for strolls and bike rides. Caladesi Island State Park and Honeymoon Island State Park are located just across the sound.

05 of 10


Naples Pier and beach in florida USA

Population: 22,000
Coast: Gulf
Location: South Florida

Just west of Big Cypress National Preserve and the verdant reach of the Everglades is Naples, a South Florida town locals would like to keep to themselves, but you really should know about. It's a relaxed town with plenty of golf courses, parks, docks, shops, restaurants, and beach- and bayfront stretches for retirees to enjoy. (Plus, Marco Island and Sanibel are nearby.)

06 of 10


Blue bicycle on beach in Sarasota
HABesen / Getty Images

Population: 56,000
Coast: Gulf
Location: Central Florida

You'll find Sarasota south of Tampa and north of Fort Myers on the Gulf Coast. Art museums, aquariums, and botanical gardens are favorite features here, as is the town's lively dining and social scene. Just across Sarasota Bay on the causeway is Lido Key, which has stunning white-sand beaches and popular sunset cruises.

07 of 10

St. Augustine

St. Augustine
Art Wager/Getty Images

Population: 6,900
Coast: Atlantic
Location: North Florida

This town is known as the oldest in the country, but its attractions are far from old news. There's lots to do here, including marveling at the town's architecture, lounging on Atlantic beaches, exploring Anastasia State Park on Anastasia Island, and trying out all the seafood spots in town. Historic sites and wildlife sanctuaries round out the area offerings in St. Augustine.

08 of 10


Boats in Harbor in Pensacola, Florida
Getty/Dan Reynolds Photography

Population: 52,000
Coast: Gulf
Location: Panhandle

If you love the Panhandle and don't mind summer crowds, Pensacola could be the retirement destination for you. While the high season brings lots of visitors, Pensacola can be a fun and livable spot, and it's also close to nature. It's home to a huge stretch of federally protected coastline, and its downtown has great parks, restaurants, and a historic district.

09 of 10

Port St. Lucie

Port St. Lucie
Lee Ruple/Getty Images

Population: 189,000
Coast: Atlantic
Location: South Florida

Locals tout the affordability of Port St. Lucie, a community with access to the Atlantic Ocean and lots of natural wonders, including the Port St. Lucie Botanical Gardens, Riverwalk Boardwalk, and North Fork St. Lucie Aquatic Preserve. Located between Miami and Orlando, it's a hub that was named U.S. News & World Report's third-best place to retire in the country in 2020.

10 of 10


Coast of Gulf of Mexico from Venice Public Pier in Venice, Florida
Schwabel Photography/Getty Images

Population: 23,000
Coast: Gulf
Location: Central Florida

Locals love Venice, a small town that puts you close to adventure. Caspersen Beach (a hotbed for sharks' teeth), Venetian Water Way Park, Oscar Scherer State Park, and walking and biking trails along the Intracoastal Waterway mean there's always fun to be had in the outdoors in Venice.

Frequently Asked Questions

  • What should you consider when deciding on a retirement location?

    According to the U.S. News, essential factors include the following: healthcare quality, cost of health insurance, senior services, airport proximity, community fees, and social and practical lifestyle preferences.

  • What concerns should you consider about retiring in Florida?

    While Florida consistently ranks at the top of the list of places to retire, some concerns to factor into your decision should include the expansive homeowner's insurance, consumer fraud and identity theft prevalence, and mid-range healthcare quality.

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