Behold: the rise of the DIY approach to buying a home.  

In the words of Bob Dylan, “the times they are a-changin’.”

Despite evidence to the contrary, a new report from real-estate listing site Clever found that millennials are, in fact, buying homes—they’re just not doing it the way their parents did.

First it was top sheets, and now they’re bidding adieu to real estate agents.

According to the site’s second annual Home Buyer Survey, millennials are 20% less likely to use real-estate agents than boomers, and are twice as likely to find their space on social media. Keep in mind that while going sans real-estate agent might save you money in the short term, it can make the home-buying process longer and negotiations more difficult, especially for first-time home buyers.

Though the majority of millennial homebuyers consider homeownership to be part of the “American Dream,” fewer reported believing that in 2020 (70%) than they did in 2019 (84%).  Rising debts and stagnant savings have made homeownership harder for millennials to achieve.

“Millennials are 1.7x more likely to feel stressed or anxious about home ownership than boomers, suggesting they might have reservations about their financial readiness,” the report states.