We probably shouldn’t be surprised.

Meghan Overdeep
October 26, 2018
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It seems like every day we discover a new life-changing Costco perk. From eye care and automobiles to finger-licking rotisserie chicken, it seems like there’s nothing the big box store doesn’t provide.  Which is why we shouldn’t have been surprised to learn—thanks to our friends at Apartment Therapy—that Costco has been offering mortgages since 2011. Yes… mortgages.

Through the retailer’s Mortgage Program, Costco members can get help buying a real-life, brick-and-mortar home.   

Before you freak out, Costco doesn’t actually act as a lender in this scenario. Instead, they work with First Choice Loan Services to provide special interest rates and capped fees to members looking to purchase property with a conventional, FHA, jumbo, or VA loan. Members who are refinancing their homes are also eligible.

As Apartment Therapy so eloquently explains, Costco essentially acts like a lead aggregator, a la LendingTree. The program sends your application to nine select lenders who have agreed to strict pricing and fees requirements, basically ensuring that you get the best deal.

WATCH: 7 Secrets Costco Employees Want You To Know

According to Costco, the program has funded more than 105,000 loans, and has received a positive rating from 92% of members.

Whether you’re looking to buy a new home or refinance the one you already have, it’s definitely worth looking into. Visit Costco.com for more information.