How have we missed out on this for so long?

By Perri Ormont Blumberg
October 26, 2018
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We've all had those days where we logged onto Amazon to buy yoga pants and wound up with Halloween decorations, a slow cooker, and eight cell phone cases we maybe, definitely, probably didn't need. Ladies and gentlemen, it's time to familiarize yourself with the little-known but uber-brilliant Amazon Allowance.

As Apartment Therapy explained in a recent article, it's a simple concept, but a powerful tool for budgeting. "Amazon Allowance lets you add gift card funds for yourself or someone else on a one-time, daily, weekly, monthly, or every-two-week basis. Funds are directly added to the recipient's gift card balance, and can be used instantly when shopping on," writes Caroline Biggs.

It's like going to Starbucks or Walmart with a gift card, but leaving your wallet at home: If you're trying to buy something that's more than your gift card balance, you simply can't — in this case, unless you manually enter your credit card info, which will serve as a great visual reminder to stop and step far away from the computer or your smartphone.

WATCH: The Best-Selling Grits on Amazon Come from This Tiny Southern Town

Sure, you could wait to set up your own Amazon Allowance account, but with the holiday season fast approaching, why not start today? P.S. If you're looking to keep more green in your wallet, check out 9 Habits of Southerners Who Are Good at Saving Money.