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Buying a home has long been heralded as the American dream. After all, who doesn’t want a three bedroom, two baths, colonial style house, with a yard, a dog, and a white picket fence? But, for many, that dream is well out of reach thanks to personal financial burdens getting in the way.

So who is still able to buy homes in America today? Apparently a whole lot of 32-year-olds that’s who.

According to new data from the National Association of Realtors, that average 32-year-old first-time homeowner came in with a median income of $75,000. The home they bought was also likely 1,640-square-feet, and they spent an average of $190,000 to buy it. More women than ever are buying homes too, and now make up 18 percent of first-time buyers in the country.

The numbers above don’t seem too bleak, especially when you consider the median household income in America is nearly $60,000 a year. But, according to the experts at the NAR, there are a number of reasons people are renting instead of buying, including the fact that there simply aren’t enough houses available for sale.

“The dreams of many aspiring first-time buyers were unfortunately dimmed over the past year by persistent inventory shortages, which undercut their ability to become homeowners,” Lawrence Yun, NAR chief economist, shared in a statement. “With the lower end of the market seeing the worst of the supply crunch, house hunters faced mounting odds in finding their first home.”

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Yun further explained that many of the more reasonably priced homes on the market are seeing multiple offers go for way over asking price, which is making many of them out of reach.

“Solid economic conditions and millennials in their prime buying years should be translating to a lot more sales to first-timers, but the unfortunate reality is that the nation's homeownership rate will remain suppressed until entry-level supply conditions increase enough to improve overall affordability,” Yun added.

But, don’t lose out all hope. If owning a home is still on your to-do list it can be done. As long as your credit is in good shape, and you’re willing to look around for a while for a good deal there are still a few out there to be had. And don’t worry too much about a downpayment. According to NAR, the typical down payment for first-timers is now at five percent, meaning for that $190,000 home all you need to put down is $9,500. Just make doubly sure you can cover your mortgage payments from there. Oh, and make sure to invite us to your housewarming party when you move in.