You started summer with dreams of sun soaking, beach frolicking, and Mai Tai sipping by the shore, but as the season quickly slips by, you've yet to make it to the coast. Fret not— you still have time, and we're here to help you figure out your wardrobe for that last-minute Gulf Shores getaway. No one wants to spend a fortune to look good so rounded up the best mid-summer deals and steals to fill your beach bag. This whole outfit (bag excluded) comes in at just under 100 bucks. Use the spare change to buy your girls a round of piña coladas.

The suit: Diets be darned, this year is all about the one-piece, and we think the ruffle neckline and burgundy hue of this Dickins & Jones swimsuit are the perfect mix of sweet and sassy Southern girls love. Price: $25

The sandals: Although Forever 21 gets a bad rep for the quality of its clothes, the shoes hold up surprisingly well, and they always have super-affordable styles that match up with current trends. Price: $9

The hat: It's hard to find a better sun protectant for your face and neck than a big, floppy sunhat. You'll feel like an old Hollywood starlet vacationing in the South of France with Isles' striped version. Price: $25

The sunglasses: We love a pair of large frames for summer, and for just $20 you'll have no qualms about wearing these Nasty Gal shades in the water. Price: $20

The cover-up: With the full coverage of the swimsuit, all you need is a lightweight pair of Joe Fresh shorts to complete the look. Price: $18

Total: $97

EXTRA EXTRA! Everything else you'll need.

A bag: The floral designs play off the ruffle detail of the swimsuit. echodesigns; $45

Light makeup: Be a natural beach beauty with a Neutrogena tinted moisturizer with SPF for face, Coppertone sunscreen for rest of body, a waterproof mascara like Maybelline's GreatLash, and tinted lip balm from Lancome in Coral Electric.

What's on your list of fashionable beach bag essentials?