Red Velvet Hot ChocolateWith a sweet cream cheese "frosting" and chopped milk chocolate, this take on red velvet cake will knock the socks off your guests.
31 Tips for Managing Your Life
Make your life easier with these quick tips
File bills in a letter holder close to the door where you keep your keys. Passing by unpaid bills each day will remind you to get your payment in on time. Try this one from Umbra.com. Our favorite feature: It’s magnetic, so your keys are always accessible.
Go one step further and go paperless, this way your bills are delivered to your e-mail inbox and you can pay them right from your computer.