4. Accessorize for less.

The room's largest accessory, an inexpensive sea grass rug, adds textural interest and casual contrast to the formality of the toile-patterned fabric and wallpaper. Simple accessories, such as white dishware and potted greenery, on the buffet and glass shelves balance the vivid color on the walls and window treatments. They also stay true to our budget because the rug, lamps, and tableware were purchased at large discount retailers.

• What it cost: less than $325