Money Smarts

Find cost-cutting tricks to lower your grocery bill, save on travel, and decorate on a budget.

10 Money-Saving Tips To Do Now

Use these simple and effective DIY's to cut costs big time.

Lower Your Water Heater Temperature
Photo by Laurey W. Glenn

6. Lower Your Water Heater Temperature

There's nothing like the feeling of a nice hot shower, but lowering your water heater by just 10° F can save up to 12% on your bill. Heaters should be set anywhere from 120° to 125°, which is still plenty hot when you need to relax.

Cost: A few minutes in your utility room

Savings: $30 or more per year on gas, oil, electricity or propane


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